California Consumer Privacy Act

California Consumer Privacy Act (CCPA) Privacy Policy for StrategicMoney.org - Retirement Financial Education Website

1. Introduction:

This California Consumer Privacy Act (CCPA) Privacy Policy is applicable to California residents and supplements the Privacy Policy for Strategic Money's retirement financial education website ("the Site"). The CCPA grants certain rights to California consumers concerning the collection, use, and disclosure of their personal information. In this policy, "personal information" refers to information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California consumer or household.

2. Categories of Personal Information Collected:

In the past 12 months, we may have collected the following categories of personal information from California consumers:
Identifiers such as name, email address, and IP address.
Internet or other electronic network activity information, including browsing history, referring URLs, and interactions with our Site.
Geolocation data (approximate location).
Inferences drawn from the personal information to create a profile about a consumer's preferences or characteristics.

3. Purposes of Collecting Personal Information:

We collect personal information for the following purposes:
To provide requested services, including sending newsletters and updates.
To respond to consumer inquiries and requests.
To analyze and improve our Site's functionality and user experience.
To conduct marketing and advertising activities.
To comply with legal obligations.

4. Disclosure of Personal Information:

We may share personal information with the following categories of third parties:
Service providers that assist us in operating our website and providing services.
Analytics and marketing partners for the purposes of improving our Site and promoting our services.
Government authorities as required by law.

5. Your Rights under the CCPA:

California consumers have the following rights under the CCPA:

a. Right to Know: You have the right to request that we disclose the categories of personal information we have collected, the sources from which the information was collected, the business or commercial purpose for collecting the information, and the categories of third parties with whom we share the information.
b. Right to Delete: You have the right to request the deletion of your personal information that we have collected, subject to certain exceptions.
c. Right to Opt-Out: California consumers have the right to opt-out of the sale of their personal information. However, we do not sell personal information, and therefore, no action is required on your part for this right.

6. Exercising Your Rights:

To exercise your rights under the CCPA, please submit a verifiable consumer request to us using the contact information provided in the "Contact Us" section below. We may request additional information to verify your identity and the authenticity of the request.

7. Non-Discrimination:

We will not discriminate against you for exercising any of your CCPA rights. This means we will not deny you goods or services, charge you different prices, or provide a different level or quality of services based on your exercise of CCPA rights.

8. Contact Us:

If you have any questions or concerns about this CCPA Privacy Policy or your rights under the CCPA, please contact us using the information below:
Creative Mind Ventures LLC Leawood, Kansas 66206

9. Changes to this CCPA Privacy Policy:

We may update this CCPA Privacy Policy from time to time. The most current version will be posted on this page, with the effective date clearly indicated.
Last updated: 08092023